In this article, we will only deal with questions relating to the health cover offered by the Caisse des Français de l'étranger and the advantages it offers you.
1. What is the CFE?
Visit Caisse des Français de l'Étranger is a social security organization private, financially stand-alone which is responsible for public service. It is supervised by the ministries in charge of in charge of social security and budget, but does not receive government aid. This is because the system is completely self-financing. stand-alone, self-funded by the memberships members.
2. What is the CFE used for?
Visit Caisse des Français de l'Étranger offers French expatriates in the world :
- not only to continue benefit of the social security French for the reimbursement of their care provided in France but also in their country of residence,
- but also to be able to continue contribute in the system French retirement.
3. What cover does CFE offer me?
CFE offers several types of cover adapting to your situation. Each of them allows you to care abroad and in France. See the offers.
NOTE:
CFE health insurance entitles you to «privatversichert» status with the German authorities. In this case, you'll benefit from a number of advantages, such as faster access to medical appointments, better reimbursement of medical expenses and better hospital coverage.
4. When can CFE health insurance be of interest to expatriates in Germany?
As you probably already know, the German healthcare system differs from the one we know in France. By choosing the CFE + complementary health care you'll often get a better price advantageous compared with German private systems.
What's more, you can get care, consult your specialist or family doctor in France and be supported without these consultations necessarily being emergencies. You'll get a carte vitale update from CFE.
You are new arriving and you still don't understand all the subtleties of this new system, consult this article.
5. What prerequisites must I meet to benefit from the CFE?
- You must be eligible to the private healthcare or can be freiwillig versichert.
- For an employee, you must earn a salary of at least 64 350 € Gross / year (2022 figure). Note that this figure changes from year to year.
- You must be from nationality European. Please note that if you are of German nationality, you are not eligible.
- You are from European nationality (except German) and your spouse to a other nationality (Outside the EU), then you're entitled to it!
- Your employer must be agree to pay of the half contributions.
