Expat Finances – Your consulting firm specializing in taxation and financial management for expats in Germany
Financial advisory firm in Germany
Expat Finances
Financial advisory firm for expats in Germany : Optimize your finances and taxes!
Our financial consulting firm, Expat Finances, relies on a network of experts in Germany — including lawyers, tax advisors, brokers, accountants, and relocation specialists.
Our mission? To help you overcome the language barrier and optimize your finances while taking full advantage of Germany’s tax and financial benefits.
Our Services at Expat Finances
Expat Finances, your financial advisory firm, supports you with various aspects of everyday life:
You are :
In Germany for less than 6 months
If you decide to stay in Germany for more than 6 months, Expat Finances is here to support you in preparing for long-term settlement. This includes registering for social security, choosing the right health insurance plan, and guidance on mandatory insurance coverage. Our goal is to help you anticipate every key step for a smooth and successful relocation.
In Germany for more than 6 months
For a long-term stay, it’s essential to plan ahead for your financial and tax needs. We assist you with your tax declaration in Germany, optimizing your retirement strategy, and setting up tailored investment solutions. Our goal is to maximize your benefits while ensuring full compliance with German regulations.
Living in Germany long-term
If you are living in Germany long-term, we offer comprehensive wealth and financial management services. This includes tax planning, tailored investment solutions, insurance adapted to your lifestyle, and retirement preparation.
Expat in Germany or cross-border worker between France and Germany
Whether you work in Germany while living in a neighboring country or are a full-time expat, we develop tailored strategies to fit your situation. We provide expert advice on managing cross-border income, understanding tax implications, and exploring optimization opportunities — so you can fully benefit from the available regulations and systems.
Partner of an expat living in Germany
As the spouse of an expat, it’s essential to have the right health and insurance coverage. We help you choose a reliable health insurance plan, register with the German public health system, and set up protection solutions to prepare for unexpected events such as sick leave, hospitalization, or disability.
- How to pay less tax?
- What are the best savings options in Germany?
- What impact does my expatriation have on my retirement?
- Does German social security provide the same level of coverage as in your home country?
What services does a financial advisory firm offer?
- Subscription to a German supplementary pension plan
- Overview of Health Insurance Options
- Real Estate Financing Support
- Financial investment support
- Opening a German PEL
- Retirement savings contract
Rental investment support
We help you choose the right supplementary retirement plan in Germany — whether it's a Riester plan, Rürup plan, or life insurance policy. Our goal: to optimize your savings and help you take full advantage of tax benefits and government subsidies.
Savings contract subscription
We analyze your situation and guide you towards the most appropriate health insurance in Germany: public insurance (GKV) or private insurance (PKV). We'll help you optimize your health coverage and understand the tax benefits associated with each option.
Rental investment support
Buy a property in Germany with complete peace of mind, whether it's your main residence or a rental investment. We'll help you to obtain a mortgage on the best terms and optimize your tax situation.
Savings contract subscription
Invest intelligently in Germany with suitable investments: ETFs, equities, bonds, investment funds. We advise you on diversification and tax optimization to maximize your returns.
Rental investment support
We can help you open a German PEL (Bausparvertrag), the ideal way to save for a low-cost home loan in Germany. Take advantage of secure financing and competitive rates.
Savings contract subscription
We'll guide you through the process of taking out an effective retirement savings contract: life insurance, retirement savings plan (PER) or tax-advantaged solutions. Secure your future while reducing your taxes.
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