With the start of the new school year in September 2018 fast approaching, the search for real estate in Germany is proving more difficult, not least because of the boom over the past 5 years. This mainly concerns destination cities for many French expats: Munich, Stuttgart, Frankfurt, Cologne, Düsseldorf, Hamburg and Berlin.
Recently my partner Expatriation Germany published in lepetitjournal.com
9 tips to help you in your search that you can consult here.
Moving means expenses, so it's important to be financially prepared for your new home. Here are 3 important tips for your home in Germany.
1. Create an account dedicated to fixed costs
A strategy put in place following several customer consultations is the separation of accounts. An account to which your salary is paid and which is dedicated solely to your work. fixed expenses and emergency services. This account allows you to make the most of your second account dedicated solely to variable costs restaurant, cinema or event. How comfortable are you today with your variable expenses? Determine the amount, set up a monthly transfer and enjoy without breaking the bank!
2. Include good home insurance
In the event of water damage, break-in or theft, a good home insurance is indispensable to protect your goods but also yourself. For example, a fire caused by your own mistake may not be covered by your liability insurance, as the incident took place in your own home. Very few insurances cover this type of accident, such as lost keys or broken glass. Don't hesitate to reading between the lines.
3. Benefit from tax advantages (Arbeitszimmer)
The majority of French people who move to Germany do so for professional reasons. Depending on the position held, the « Home Office »This is often an additional option offered by employers to bring a certain flexibility to the workplace. This flexibility often also entitles you to tax benefits, as as long as part of your home is dedicated to your work, this part of the dwelling can be used to pay taxes. deducted of your taxes in the form of miscellaneous expenses depending on your situation.
Addressing this point when filing your tax return is a must if you want to recoup several hundreds of euros more.
Everything can be optimized, Even the roof under which we live! Which of these tips will you use to make the most of your rental property in Germany?
