{"id":6338,"date":"2025-02-11T12:19:25","date_gmt":"2025-02-11T11:19:25","guid":{"rendered":"http:\/\/localhost:8888\/latour-finance\/?p=6338"},"modified":"2025-02-25T09:31:30","modified_gmt":"2025-02-25T08:31:30","slug":"la-caisse-des-francais-de-letranger-cest-est-quoi","status":"publish","type":"post","link":"https:\/\/latour-finances.de\/en\/2025\/02\/la-caisse-des-francais-de-letranger-cest-est-quoi\/","title":{"rendered":"What is the Caisse des Fran\u00e7ais de l'\u00c9tranger?"},"content":{"rendered":"<div id=\"fws_69f29c5892ed0\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h4>In this article, we will only deal with questions relating to the health cover offered by the Caisse des Fran\u00e7ais de l'\u00e9tranger and the advantages it offers you.<\/h4>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f29c589385d\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 40px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-highlighted-text\" data-style=\"full_text\" data-exp=\"default\" data-user-color=\"true\" style=\"color: #22b2a4;\" data-using-custom-color=\"false\" data-animation-delay=\"false\" data-color=\"\" data-color-gradient=\"\"><h2 class=\"elementor-heading-title elementor-size-default\">1. What is the CFE?<\/h2>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>Visit\u00a0<strong>Caisse des Fran\u00e7ais de l'\u00c9tranger<\/strong>\u00a0is a social security organization\u00a0<strong>private<\/strong>, financially\u00a0<strong>stand-alone<\/strong>\u00a0which is responsible for\u00a0<strong>public service<\/strong>. It is supervised by the ministries in charge of\u00a0<strong>in charge of social security<\/strong>\u00a0and\u00a0<strong>budget<\/strong>, but does not receive government aid. This is because the system is completely self-financing.\u00a0<strong>stand-alone<\/strong>,\u00a0<strong>self-funded<\/strong>\u00a0by the\u00a0<strong>memberships<\/strong>\u00a0members.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f29c58941bd\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 40px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-highlighted-text\" data-style=\"full_text\" data-exp=\"default\" data-user-color=\"true\" style=\"color: #22b2a4;\" data-using-custom-color=\"false\" data-animation-delay=\"false\" data-color=\"\" data-color-gradient=\"\"><h2 class=\"elementor-heading-title elementor-size-default\">2. What is the CFE used for?<\/h2>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>Visit\u00a0<strong>Caisse des Fran\u00e7ais de l'\u00c9tranger<\/strong>\u00a0offers\u00a0<strong>French expatriates<\/strong>\u00a0in the\u00a0<strong>world<\/strong>\u00a0:<\/p>\n<ul>\n<li>not only to continue\u00a0<strong>benefit<\/strong>\u00a0of the\u00a0<strong>social security<\/strong>\u00a0<strong>French<\/strong>\u00a0for the reimbursement of their\u00a0<strong>care provided<\/strong>\u00a0in\u00a0<strong>France<\/strong>\u00a0but also in their\u00a0<strong>country of residence<\/strong>,<\/li>\n<li>but also to be able to continue\u00a0<strong>contribute<\/strong>\u00a0in the system\u00a0<strong>French<\/strong>\u00a0retirement.<\/li>\n<\/ul>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f29c5894952\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 40px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-highlighted-text\" data-style=\"full_text\" data-exp=\"default\" data-user-color=\"true\" style=\"color: #22b2a4;\" data-using-custom-color=\"false\" data-animation-delay=\"false\" data-color=\"\" data-color-gradient=\"\"><h2 class=\"elementor-heading-title elementor-size-default\">3. What cover does CFE offer me?<\/h2>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42589e4e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42589e4e\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b57111f\" data-id=\"5b57111f\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-9590164 elementor-widget elementor-widget-text-editor\" data-id=\"9590164\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>CFE offers\u00a0<strong>several types of cover<\/strong>\u00a0adapting to your\u00a0<strong>situation<\/strong>. Each of them allows you to\u00a0<strong>care abroad<\/strong>\u00a0and in\u00a0<strong>France<\/strong>. See the<strong>\u00a0<a href=\"https:\/\/www.cfe.fr\/fr\/assurance-sante\">offers<\/a>.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"elementor-section elementor-top-section elementor-element elementor-element-514e458 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"514e458\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1658e2e0\" data-id=\"1658e2e0\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-400589a2 elementor-widget elementor-widget-text-editor\" data-id=\"400589a2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>NOTE:<\/p>\n<p>CFE health insurance entitles you to \u00abprivatversichert\u00bb status with the German authorities. In this case, you'll benefit from a number of advantages, such as faster access to medical appointments, better reimbursement of medical expenses and better hospital coverage.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f29c5895175\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 40px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-highlighted-text\" data-style=\"full_text\" data-exp=\"default\" data-user-color=\"true\" style=\"color: #22b2a4;\" data-using-custom-color=\"false\" data-animation-delay=\"false\" data-color=\"\" data-color-gradient=\"\"><h2 class=\"elementor-heading-title elementor-size-default\">4. When can CFE health insurance be of interest to expatriates in Germany?<\/h2>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42589e4e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42589e4e\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b57111f\" data-id=\"5b57111f\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-9590164 elementor-widget elementor-widget-text-editor\" data-id=\"9590164\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>As you probably already know, the German healthcare system differs from the one we know in France. By choosing the\u00a0<strong>CFE + complementary health care<\/strong>\u00a0you'll often get a better price\u00a0<strong>advantageous<\/strong>\u00a0compared with German private systems.<\/p>\n<p>What's more, you can get\u00a0<strong>care<\/strong>, consult your\u00a0<strong>specialist<\/strong>\u00a0or\u00a0<strong>family doctor in France<\/strong>\u00a0and be\u00a0<strong>supported<\/strong>\u00a0without these consultations necessarily being emergencies. You'll get\u00a0<strong>a carte vitale<\/strong>\u00a0update from\u00a0<strong>CFE<\/strong>.<\/p>\n<p>You are new\u00a0<strong>arriving<\/strong>\u00a0and you still don't understand all the\u00a0<strong>subtleties of this new system<\/strong>, consult this<strong>\u00a0<a href=\"https:\/\/latour-finances.de\/en\/choosing-health-insurance-in-germany\/https%3a\/\/latour-finances.de\/choosing-health-insurance-in-germany\/\">article<\/a>. \u00a0<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f29c5895960\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 40px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-highlighted-text\" data-style=\"full_text\" data-exp=\"default\" data-user-color=\"true\" style=\"color: #22b2a4;\" data-using-custom-color=\"false\" data-animation-delay=\"false\" data-color=\"\" data-color-gradient=\"\"><h2 class=\"elementor-heading-title elementor-size-default\">5. What prerequisites must I meet to benefit from the CFE?<\/h2>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42589e4e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42589e4e\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b57111f\" data-id=\"5b57111f\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-9590164 elementor-widget elementor-widget-text-editor\" data-id=\"9590164\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bfe29b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bfe29b1\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ece44ef\" data-id=\"2ece44ef\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-451944d9 elementor-widget elementor-widget-text-editor\" data-id=\"451944d9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<ul>\n<li>You must be\u00a0<strong>eligible<\/strong>\u00a0to the\u00a0<strong>private healthcare<\/strong>\u00a0or can be\u00a0<strong>freiwillig versichert<\/strong>.<\/li>\n<li>For an employee, you must earn a salary of at least\u00a0<strong>64 350 \u20ac Gross \/ year<\/strong>\u00a0(2022 figure). Note that this figure changes from year to year.<\/li>\n<li>You must be from\u00a0<strong>nationality<\/strong>\u00a0<strong>European<\/strong>. Please note that if you are of German nationality, you are not eligible.<\/li>\n<li>You are from\u00a0<strong>European nationality<\/strong>\u00a0(except German) and your\u00a0<strong>spouse<\/strong>\u00a0to a\u00a0<strong>other nationality<\/strong>\u00a0(Outside the EU), then you're entitled to it!<\/li>\n<li>Your employer must be\u00a0<strong>agree to pay<\/strong>\u00a0of the\u00a0<strong>half<\/strong>\u00a0contributions.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b38fff8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b38fff8\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4087fb4\" data-id=\"4087fb4\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-14d71e0 elementor-widget elementor-widget-text-editor\" data-id=\"14d71e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<div>Be sure to study the\u00a0<strong>family situation<\/strong>, to\u00a0<strong>global<\/strong>. Le\u00a0<strong>number of children<\/strong>\u00a0or your\u00a0<strong>marital situation<\/strong>\u00a0can influence decision-making.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>","protected":false},"excerpt":{"rendered":"In this article, we will only deal with questions relating to the health cover offered by the Caisse des Fran\u00e7ais de l'\u00e9tranger and the advantages it offers you. 1. The CFE,...","protected":false},"author":2,"featured_media":6343,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":{"0":"post-6338","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-assurance"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La Caisse des Fran\u00e7ais de l\u2019\u00c9tranger, c\u2019est quoi ? - Expat Finances<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/latour-finances.de\/en\/2025\/02\/la-caisse-des-francais-de-letranger-cest-est-quoi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La Caisse des Fran\u00e7ais de l\u2019\u00c9tranger, c\u2019est quoi ? 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