{"id":6294,"date":"2025-02-11T11:47:02","date_gmt":"2025-02-11T10:47:02","guid":{"rendered":"http:\/\/localhost:8888\/latour-finance\/?p=6294"},"modified":"2025-02-25T09:33:48","modified_gmt":"2025-02-25T08:33:48","slug":"what-your-investments-are-worth-today","status":"publish","type":"post","link":"https:\/\/latour-finances.de\/en\/2025\/02\/what-your-investments-are-worth-today\/","title":{"rendered":"What are your investments worth today?"},"content":{"rendered":"<div id=\"fws_69f2ac08818f9\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h4 class=\"p1\"><span class=\"s1\">The changing economic environment is making many investors think about the profitability of their investments. For many, taxation remains an important concern, but security and profitability seem to be the essential criteria for a peaceful night's sleep.<\/span><\/h4>\n<h4 class=\"p1\">To achieve this quickly, it is essential to balance the life insurance, stock market and real estate trilogy.<\/h4>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f2ac08822a4\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 40px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-highlighted-text\" data-style=\"full_text\" data-exp=\"default\" data-user-color=\"true\" style=\"color: #22b2a4;\" data-using-custom-color=\"false\" data-animation-delay=\"false\" data-color=\"\" data-color-gradient=\"\"><h2 class=\"elementor-heading-title elementor-size-default\">1. Real estate :<\/h2>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p class=\"p1\">As Roosevelt's famous quote goes, \u00abReal estate can't be lost or stolen, and it can't be taken away. Bought with common sense, paid for in full, and managed with reason, it is the safest investment in the world\u00bb.\u00a0<b>Real estate\u00a0<\/b>is the investment\u00a0<b>preferred\u00a0<\/b>of French people, with an asset value of\u00a0<b>600 billion euros<\/b>\u00a0in total.<\/p>\n<p class=\"p1\"><span class=\"s1\">But don't be fooled by this craze. In fact, the good is not always and necessarily<span class=\"Apple-converted-space\">\u00a0\u00a0<\/span>need to be possessed on\u00a0<b>long term<\/b>. Surprises\u00ab can arise from the wrong choice.\u00a0<b>analysis<\/b>\u00a0or buying too much\u00a0<b>fast<\/b>. And the price per square metre\u00a0<b>oscillations\u00a0<\/b>up and down, just like the financial markets.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">The most important criterion to take into account is therefore the\u00a0<b>liquidity\u00a0<\/b>of the real estate market, i.e. your\u00a0<b>capacity\u00a0<\/b>to easily\u00a0<b>resell\u00a0<\/b>your property. So pay close attention.<\/span><\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f2ac0882cbd\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 40px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-highlighted-text\" data-style=\"full_text\" data-exp=\"default\" data-user-color=\"true\" style=\"color: #22b2a4;\" data-using-custom-color=\"false\" data-animation-delay=\"false\" data-color=\"\" data-color-gradient=\"\"><h2 class=\"elementor-heading-title elementor-size-default\">2. Life insurance :<\/h2>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p class=\"p1\"><span class=\"s1\">With interest rates falling over the past thirty years, savers are investing more and more unreasonably. Indeed, it's more tempting to invest in real estate given the yields, as 8% is more attractive than 3%. However, many people forget that real estate yields are not net but\u00a0<b>gross<\/b>. Deduct the\u00a0<b>taxes\u00a0<\/b>and\u00a0<b>expenses\u00a0<\/b>which often considerably reduce net annual income.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Balancing your investments with life insurance allows you to benefit from more attractive net income and more attractive tax treatment.<\/span><\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69f2ac0883473\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 40px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-highlighted-text\" data-style=\"full_text\" data-exp=\"default\" data-user-color=\"true\" style=\"color: #22b2a4;\" data-using-custom-color=\"false\" data-animation-delay=\"false\" data-color=\"\" data-color-gradient=\"\"><h2 class=\"elementor-heading-title elementor-size-default\">3. The stock market :<\/h2>\n<\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>In the wake of the 2001-2002, 2008 and 2011 crises, the stock market situation has changed for the better, to the point where we're seeing a certain wind of optimism today. The CAC40 index enjoyed 3 good years of growth between 2015 (8.5%) and 2017 (9.3%), which is motivating the\u00a0<b>individuals<\/b>\u00a0to invest in\u00a0<b>new\u00a0<\/b>on the stock market (somewhat belatedly).<\/p>\n<p class=\"p1\"><span class=\"s1\">Even if the climate has become more favorable, we mustn't forget the characteristics of the market, which goes up and down.\u00a0<\/span><span class=\"s1\">Ideally, you want to be able to take full advantage of\u00a0<b>one-off<\/b>\u00a0but also\u00a0<b>diversify\u00a0<\/b>his portfolio, even for a multisport life insurance policy in action. This is the strategy that will bring you the most\u00a0<b>safety\u00a0<\/b>in a constantly changing market\u00a0<b>fluctuations<\/b>.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">In this new context, this trilogy is still a good way of achieving its financial objective. Particularly in the face of a\u00a0<b>taxes\u00a0<\/b>more and more\u00a0<b>heavy<\/b>, with the new\u00a0<b>tax laws\u00a0<\/b>in France\u00a0<b>donations\u00a0<\/b>visit\u00a0<b>estates<\/b>\u00a0or the management of\u00a0<b>joint accounts<\/b>. By analyzing and optimizing your investments, you can significantly\u00a0<b>improve\u00a0<\/b>visit\u00a0<b>performances\u00a0<\/b>of its current and, above all, future investments.<\/span><\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>","protected":false},"excerpt":{"rendered":"The changing economic environment is making many investors think about the profitability of their investments. For many, taxation remains an important concern, but security and profitability seem to be...","protected":false},"author":2,"featured_media":6297,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27,26],"tags":[],"class_list":{"0":"post-6294","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-investissement","8":"category-retraite"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Que valent vos placements aujourd\u2019hui ? - Expat Finances<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/latour-finances.de\/en\/2025\/02\/what-your-investments-are-worth-today\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Que valent vos placements aujourd\u2019hui ? 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